Van drivers - you always deliver, and great news, GoCompare’s got the goods for you. Yes, we’re talking about van insurance deals!
We’ve hooked up with the leading van insurers to pit the right policies for you, head-to-head, and it’s sure to rev up your vanderlust.
There’s cover for Transits, Vivaros, VWs, Boxers, and almost every model in between, plus policies for private and business use.
So, bang your knife and fork on the table! It’s time for a scrumptious serving of van insurance policies.
How to get a van insurance quote
The only things you need to get your quote started are:
Your personal and contact details
Where the vehicle’s kept overnight
Your licence type and how long you've held it for
It’s a ‘Brucie bonus’ if you know the vehicle's registration number, because it’ll speed up the process, but if not, you can enter the details manually. And, don’t panic, you can also quote for Q-plated vans.
You’ll also be asked about:
Other drivers who’ll take the wheel from time to time - you can buddy up on the policy and add named drivers
Any medical conditions or disabilities that have to be reported to the DVLA – it may limit the number of insurers that will offer you a policy and, perhaps, increase the expense
Answer all these questions truthfully, or risk breaking the law, invalidating your cover if you have an accident, or need to claim.
What’s your van worth?
After you’ve bared your soul, GoCompare estimates the value of your van. If you’ve recently had it valued, we’ll wind our neck in and you can tell us its price instead.
Then, tell the insurer about your van’s features:
Security devices
Modifications
If it’s an imported van
Trailer cover
Plus, anything else that makes your van and situation unique.
Now’s your chance to whip out your no claims discount (NCD) and add it to your quote.
Types of van insurance
There are three types of van insurance:
Comprehensive cover
Third party fire and theft
Third party only policy
Van insurance conundrums
Nope, vans don’t have a 'social, domestic, pleasure and commuting' classification. This isn’t car insurance.
If you commute to even a single place of work in a van, it’s business time. Get a commercial van policy, not a private one.
You can also get one-day, short-term or temporary van insurance for light commercial vehicles (LCVs).
Get the van use classification right
Every van is a classy customer - bootiful - but insurers need to know how you use it to work out your quote.
You can choose from:
Social only
Carriage of own goods
Carriage of goods for hire or reward
Haulage
Picking the right van insurance policy for you
GoCompare will lift up its drapes to show you the nuts and bolts of each policy:
Provider
Type of cover
Excess level(s)
Personal accident cover
Legal assistance
Breakdown cover
A courtesy vehicle
Windscreen cover
Get informed
Roll up the shutters on the Van insurance warehouse for guides, tips and help
Do you need private or business van insurance?
A slap-up three-course van insurance policy may include all of these juicy features as standard. Others won’t. Fortunately, you’ll see all your quotes side-by-side to separate the wheat from the chaff.
As well as picking the best quote for you, you can also decide whether to pay annually, or monthly.
Peer under the van insurance hood
The articles and guides in the Van insurance warehouse tackle your burning questions about van insurance.
There’s an introduction to the basics, how quotes are calculated, optional extras, security, modifications, no claims discounts, telematics and tips for saving money on your premiums.
We also talk business versus private insurance, courier cover, young drivers, the running costs of a van against a car, short-term cover, breakdown policies, and van versus car insurance as some models are really easily confused!
0 comments